Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, "Essent") which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.

Title: Pricing Analyst                      

Location: Radnor, PA (Fully in office)

The Pricing Analyst performs mortgage industry research, market and competitor surveillance, credit data analysis, and execution analysis to optimize pricing and sourcing of business for Essent’s portfolio. The role leverages AI tools and develops dashboards and visualizations to deliver timely, data-driven insights to senior management. The ultimate focus will be on evaluating business strategies that can best achieve Essent’s objectives. Position works under regular supervision.

As a dynamic and resourceful professional, we will rely on you to perform the following duties:

•       Analyze loan and borrower-level data to evaluate risk-adjusted returns and identify opportunities to optimize pricing by segment, lender, and channel; develop and support pricing recommendations for management.
• Observe and quantify daily application, commitment, and production patterns across lenders and segments; create tabular and/or visual representations, including automated dashboards, to compare patterns and attributes versus expectations.
• Assess potential financial impacts of prospective business strategies utilizing company databases, models, and analytical approaches.
• Design, build, and maintain dashboards and reporting tools that provide management with timely visibility into pricing performance, production mix, competitive positioning, and market activity.
• Leverage AI tools (e.g., generative AI assistants, machine learning techniques, and workflow automation) to accelerate research, streamline data processes, and enhance the quality and speed of analytical insights.
• Monitor the industry landscape of mortgage product offerings. Conduct market research and disseminate timely competitive intelligence and analysis. Surveil market data and competitor activity, including pricing changes, market share shifts, and lender behavior, to identify emerging trends and risks.
• Perform other duties as assigned by management.

Minimum Education & Experience Requirements:

•       Bachelor’s degree in finance, economics, statistics, mathematics, data science, management, business, operations or related quantitative discipline.
• Two (2) or more years of experience in the mortgage or mortgage insurance industry, preferably in pricing, credit risk, or analytics role. Solid quantitative foundation and advanced analytical and strategic thinking skills, specifically around     execution analysis, pricing optimization, risk management, and financial/profitability considerations.
• Advanced proficiency with Microsoft Excel and PowerPoint includes solid spreadsheet manipulation skills and impactful slide development capability.
• Experience designing and building dashboards and data visualizations using business intelligence tools (e.g., Power BI, Tableau).
• Working knowledge of SQL and/or Python (or R) for querying, manipulating, and analyzing large datasets.
• Familiarity with AI tools (e.g., generative AI assistants, machine learning techniques) and demonstrated interest in applying them to improve analytical efficiency and insight.
• Ability to interact confidently with senior business leaders using excellent verbal and written communication skills across formal, informal, technical, and non-technical settings.

Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.